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Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	4.95%	5.11%
15-yr Fixed	4.32%	4.55%
1-yr Adj	4.22%	5.24%

* national averages

RL Carmichael & Assoc, Inc. PO Box 9323 Chesapeake, VA 23321-9323

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